Compliance Officer

{ “@context”: “http://schema.org”, “@type”: “JobPosting”, “title”: “Compliance Officer”, “description”: “

Compliance Officer

Role Overview

We are seeking an experienced Compliance Officer to join our UK compliance function within an FCA authorised Electronic Money Institution on a 7 month fixed term basis with potential to move to full time / indefinite role. This is a senior compliance role, supporting the ongoing operation, oversight, and enhancement of the regulatory and financial crime framework across a fast growing payments and fintech business with cross border activities.

The role will work closely with the Head of Compliance & MLRO, providing hands on regulatory support across EMI, payments, safeguarding, AML/CTF, and conduct obligations.

Benefits:

• Private Healthcare plan post probation.
• Generous Pension Scheme.
• Remote work allowance post probation beginning at 3 weeks in year 1 and increasing with tenure.
• Additional special leave days such as extra day for birthday/moving home, extra days for marriage, graduation, citizenship ceremony.
• Study and Exam Leave to further support career and educational growth.
• Continuous Development Program sponsoring further education through courses and workshops.

Key Responsibilities

Regulatory Compliance

• Monitor and support compliance with:
  • Electronic Money Regulations 2011
  • Payment Services Regulations 2017
  • Money Laundering Regulations 2017
• Support regulatory change management and horizon scanning
• Maintain, review, and enhance compliance policies, procedures, and frameworks
• Provide regulatory advice and guidance to the business

Financial Crime Compliance (AML/CTF)

• Support the AML/CTF framework in line with UK regulatory and National Crime Agency (NCA) expectations
• Oversee customer risk assessments, transaction monitoring, and sanctions screening
• Assist with Suspicious Activity Reports (SARs) preparation and submission
• Support investigations and work closely with the MLRO on complex financial crime matters

Monitoring & Assurance

• Conduct compliance monitoring reviews and thematic testing
• Identify regulatory or control gaps and recommend remediation actions
• Track, document, and report compliance issues, breaches, and remediation plans

Regulatory Engagement

• Support FCA regulatory reporting and submissions
• Assist with regulatory reviews, audits, visits, and information requests
• Maintain logs of regulatory correspondence and regulatory interactions

Safeguarding & Conduct

• Support safeguarding compliance for customer funds
• Promote fair customer outcomes in line with Consumer Duty
• Monitor complaints handling, conduct risks, and customer outcomes

Key Skills & Experience

• Minimum 10 years' UK compliance experience within:

• • Electronic Money Institutions
  • Payment Institutions
  • Fintech, remittance, or cross border payments businesses

• Strong, hands on knowledge of the UK FCA regulatory framework
• Extensive experience across EMI / payments / safeguarding
• Solid understanding of AML/CTF, sanctions, and financial crime controls
• Strong analytical skills and attention to detail
• Ability to explain complex regulatory issues clearly and pragmatically
• Comfortable working in a regulated, fast moving environment

Qualifications

• Degree in Law, Finance, or a related discipline (preferred)
• Professional compliance qualifications desirable (e.g. ICA, ACAMS)

For further information and to submit your application, click the apply icon.

”, “datePosted”: “2026-05-19”, “hiringOrganization”: { “@type”: “Organization”, “name”: “MiFinity”, “sameAs”: “https://uk.whatjobs.com/pub_api__cpl__436659188__4861?utm_campaign=publisher&utm_medium=api&utm_source=4861” }, “jobLocation”: { “@type”: “Place”, “address”: { “@type”: “PostalAddress”, “addressLocality”: “” } } }