DIRECTOR, DEBT FINANCE – REAL ESTATE & TRADING BUSINESSES

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We’re looking for a Director to join our Debt Finance team based in London. This is a high‑impact front‑office role focused on originating, structuring and executing transactions across trading businesses, real estate and operational real estate.

Responsibilities

  • Originate, structure and execute transactions that meet OakNorth’s lending requirements.
  • Manage and develop existing customer relationships, while identifying new relationships and opportunities in the market.
  • Work as part of a team on the execution of corporate finance, real estate, property and trading business transactions.
  • Build the profile of the bank in the external market with SMEs, KBIs, advisors and private‑equity firms.
  • Assess appropriate organic and inorganic growth opportunities for OakNorth Bank.
  • Perform financial account and financial model reviews.
  • Analyse financial accounts and prepare credit memorandums.
  • Analyse financial models, including forecasted cash flows and sensitivities, to assess debt capacity and repayment.
  • Ensure transactions are documented in accordance with approved credit terms and sanctions.
  • Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction.
  • Oversee ongoing relationship management and client experience.
  • Drive innovation in the product proposition to improve customer experience whilst maintaining asset quality.
  • Maintain a high level of customer experience at all times.
  • Structure transactions appropriately and prepare full credit reports for sanctioning authority.
  • Maintain close relationships with customers and report to Credit in line with policy, in a timely manner.
  • Act in accordance with OakNorth Bank’s values at all times.

Qualifications

  • In‑depth understanding of SME lending, real estate and trading businesses.
  • Good understanding of banking and financial services products and a strong grasp of IFRS 9.
  • Excellent communication and customer‑facing skills.
  • Strong understanding of business processes, strategy and credit policies.
  • Strong credit, financial analysis and modelling skills, including the ability to write high‑quality, structured credit papers.
  • Experience in analysing senior, stretched senior and mezzanine cash‑flow unsecured transactions.
  • Legal documentation skills.
  • Experience presenting credit cases internally to a credit committee.
  • Strong problem‑solving ability.
  • Degree in Finance, Commerce or equivalent.

Benefits

  • Equity participation to align interests.
  • 25 days holiday.
  • Personalised benefit opt‑in.
  • Subsidised private medical insurance with Bupa.
  • Enhanced maternity and paternity leave.
  • Well‑being and social events.
  • In‑house barista bar in London office.
  • Volunteering time off to support causes that matter.
  • Salary‑sacrifice schemes (cycle‑to‑work, nursery, gym, electric car).

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Company: OakNorth
Apply for the DIRECTOR, DEBT FINANCE – REAL ESTATE & TRADING BUSINESSES
Location: London
Job Description:

We’re looking for a Director to join our Debt Finance team based in London. This is a high‑impact front‑office role focused on originating, structuring and executing transactions across trading businesses, real estate and operational real estate.

Responsibilities

  • Originate, structure and execute transactions that meet OakNorth’s lending requirements.
  • Manage and develop existing customer relationships, while identifying new relationships and opportunities in the market.
  • Work as part of a team on the execution of corporate finance, real estate, property and trading business transactions.
  • Build the profile of the bank in the external market with SMEs, KBIs, advisors and private‑equity firms.
  • Assess appropriate organic and inorganic growth opportunities for OakNorth Bank.
  • Perform financial account and financial model reviews.
  • Analyse financial accounts and prepare credit memorandums.
  • Analyse financial models, including forecasted cash flows and sensitivities, to assess debt capacity and repayment.
  • Ensure transactions are documented in accordance with approved credit terms and sanctions.
  • Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction.
  • Oversee ongoing relationship management and client experience.
  • Drive innovation in the product proposition to improve customer experience whilst maintaining asset quality.
  • Maintain a high level of customer experience at all times.
  • Structure transactions appropriately and prepare full credit reports for sanctioning authority.
  • Maintain close relationships with customers and report to Credit in line with policy, in a timely manner.
  • Act in accordance with OakNorth Bank’s values at all times.

Qualifications

  • In‑depth understanding of SME lending, real estate and trading businesses.
  • Good understanding of banking and financial services products and a strong grasp of IFRS 9.
  • Excellent communication and customer‑facing skills.
  • Strong understanding of business processes, strategy and credit policies.
  • Strong credit, financial analysis and modelling skills, including the ability to write high‑quality, structured credit papers.
  • Experience in analysing senior, stretched senior and mezzanine cash‑flow unsecured transactions.
  • Legal documentation skills.
  • Experience presenting credit cases internally to a credit committee.
  • Strong problem‑solving ability.
  • Degree in Finance, Commerce or equivalent.

Benefits

  • Equity participation to align interests.
  • 25 days holiday.
  • Personalised benefit opt‑in.
  • Subsidised private medical insurance with Bupa.
  • Enhanced maternity and paternity leave.
  • Well‑being and social events.
  • In‑house barista bar in London office.
  • Volunteering time off to support causes that matter.
  • Salary‑sacrifice schemes (cycle‑to‑work, nursery, gym, electric car).

#J-18808-Ljbffr…

Posted: May 20th, 2026