We’re looking for a Director to join our Debt Finance team based in London. This is a high‑impact front‑office role focused on originating, structuring and executing transactions across trading businesses, real estate and operational real estate.
Responsibilities
- Originate, structure and execute transactions that meet OakNorth’s lending requirements.
- Manage and develop existing customer relationships, while identifying new relationships and opportunities in the market.
- Work as part of a team on the execution of corporate finance, real estate, property and trading business transactions.
- Build the profile of the bank in the external market with SMEs, KBIs, advisors and private‑equity firms.
- Assess appropriate organic and inorganic growth opportunities for OakNorth Bank.
- Perform financial account and financial model reviews.
- Analyse financial accounts and prepare credit memorandums.
- Analyse financial models, including forecasted cash flows and sensitivities, to assess debt capacity and repayment.
- Ensure transactions are documented in accordance with approved credit terms and sanctions.
- Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction.
- Oversee ongoing relationship management and client experience.
- Drive innovation in the product proposition to improve customer experience whilst maintaining asset quality.
- Maintain a high level of customer experience at all times.
- Structure transactions appropriately and prepare full credit reports for sanctioning authority.
- Maintain close relationships with customers and report to Credit in line with policy, in a timely manner.
- Act in accordance with OakNorth Bank’s values at all times.
Qualifications
- In‑depth understanding of SME lending, real estate and trading businesses.
- Good understanding of banking and financial services products and a strong grasp of IFRS 9.
- Excellent communication and customer‑facing skills.
- Strong understanding of business processes, strategy and credit policies.
- Strong credit, financial analysis and modelling skills, including the ability to write high‑quality, structured credit papers.
- Experience in analysing senior, stretched senior and mezzanine cash‑flow unsecured transactions.
- Legal documentation skills.
- Experience presenting credit cases internally to a credit committee.
- Strong problem‑solving ability.
- Degree in Finance, Commerce or equivalent.
Benefits
- Equity participation to align interests.
- 25 days holiday.
- Personalised benefit opt‑in.
- Subsidised private medical insurance with Bupa.
- Enhanced maternity and paternity leave.
- Well‑being and social events.
- In‑house barista bar in London office.
- Volunteering time off to support causes that matter.
- Salary‑sacrifice schemes (cycle‑to‑work, nursery, gym, electric car).
We’re looking for a Director to join our Debt Finance team based in London. This is a high‑impact front‑office role focused on originating, structuring and executing transactions across trading businesses, real estate and operational real estate.
Responsibilities
- Originate, structure and execute transactions that meet OakNorth’s lending requirements.
- Manage and develop existing customer relationships, while identifying new relationships and opportunities in the market.
- Work as part of a team on the execution of corporate finance, real estate, property and trading business transactions.
- Build the profile of the bank in the external market with SMEs, KBIs, advisors and private‑equity firms.
- Assess appropriate organic and inorganic growth opportunities for OakNorth Bank.
- Perform financial account and financial model reviews.
- Analyse financial accounts and prepare credit memorandums.
- Analyse financial models, including forecasted cash flows and sensitivities, to assess debt capacity and repayment.
- Ensure transactions are documented in accordance with approved credit terms and sanctions.
- Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction.
- Oversee ongoing relationship management and client experience.
- Drive innovation in the product proposition to improve customer experience whilst maintaining asset quality.
- Maintain a high level of customer experience at all times.
- Structure transactions appropriately and prepare full credit reports for sanctioning authority.
- Maintain close relationships with customers and report to Credit in line with policy, in a timely manner.
- Act in accordance with OakNorth Bank’s values at all times.
Qualifications
- In‑depth understanding of SME lending, real estate and trading businesses.
- Good understanding of banking and financial services products and a strong grasp of IFRS 9.
- Excellent communication and customer‑facing skills.
- Strong understanding of business processes, strategy and credit policies.
- Strong credit, financial analysis and modelling skills, including the ability to write high‑quality, structured credit papers.
- Experience in analysing senior, stretched senior and mezzanine cash‑flow unsecured transactions.
- Legal documentation skills.
- Experience presenting credit cases internally to a credit committee.
- Strong problem‑solving ability.
- Degree in Finance, Commerce or equivalent.
Benefits
- Equity participation to align interests.
- 25 days holiday.
- Personalised benefit opt‑in.
- Subsidised private medical insurance with Bupa.
- Enhanced maternity and paternity leave.
- Well‑being and social events.
- In‑house barista bar in London office.
- Volunteering time off to support causes that matter.
- Salary‑sacrifice schemes (cycle‑to‑work, nursery, gym, electric car).
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