{ “@context”: “http://schema.org”, “@type”: “JobPosting”, “title”: “Product Manager, Secure and Exchange”, “description”: “
Product Manager: Secure & Exchange (Vault & Forward API)
This role owns one of Checkout.com’s most strategic bets: becoming the system of record for payment credentials, independent of acquiring.
You will lead Vault and Forward API – the core infrastructure that enables PSP‑agnostic architectures, network‑token‑first strategies, and the shift toward PAN‑less commerce.
This is a mini‑GM role spanning product strategy, infrastructure, and commercial ownership.
What You’ll Own
Strategy & Commercial Ownership
- Define and drive a 12‑36 month strategy for Vault and Forward API
- Own pricing, packaging, and revenue expansion (including standalone Vault deals)
- Build and defend investment cases (cost‑to‑serve, scheme fees, unit economics)
- Partner with Sales and Solutions to win enterprise, multi‑PSP merchants
Vault: Credential Platform
- Define core primitives: instruments, customers, tokens, multi‑instrument linking, metadata
- Own PCI DSS 4.x posture and translate compliance into merchant value
- Ensure first‑class integration with network tokens and account updater services
- Drive interoperability with wallets, Flow, and broader Checkout.com surfaces
Forward API: Programmable Infrastructure
- Own credential forwarding: source resolution, request construction, encryption, token injection, and response handling
- Expand beyond fallback use cases (fraud tools, 3DS, loyalty, partner migrations)
- Ensure reliability, latency, and observability on the critical payment path
- Build debugging and visibility tools for developers
Developer Experience
- Own the public API surface across Vault and Forward
- Drive SDKs, documentation, and reference architectures
- Reduce integration time from months to days
Cross‑Functional Leadership
- Partner with Engineering to deliver reliably at scale
- Align with Risk, Compliance, and Legal on PCI scope, regulation, and scheme changes
- Work across Authentication, Routing, and other product teams to ensure seamless credential flows
What You’ll Bring
Product & Technical Depth
- 5+ years in product management, including 3+ years in payments
- Experience building developer‑facing APIs (REST, webhooks, idempotency, error design)
- Strong technical fluency (OAuth, mTLS, encryption, system design trade‑offs)
Payments Expertise
- Deep understanding of the card stack (auth, capture, disputes, scheme economics)
- Strong grasp of tokenisation (network, PSP, device‑based)
- Familiarity with PCI DSS (ideally v4.x) and scope reduction
- Experience with scheme programs (VTS, MDES, account updater)
Commercial & Execution Strength
- Ability to own P&L inputs and pricing strategy
- Data‑driven decision making with clear success metrics
- Comfortable operating across product, engineering, sales, and compliance
How You Work
- Customer‑obsessed with real merchant empathy
- Clear communicator across technical and non‑technical audiences
- High ownership with strong cross‑functional collaboration
Bonus
- Experience building PSP‑agnostic vaults or forwarding layers
- Exposure to regulated markets (EU, UAE, India, Brazil)
- Familiarity with emerging models (e.g. agentic commerce)
- Industry presence (writing, speaking, or scheme participation)
Company: Checkout.com
Location: London
Job Description:
Product Manager: Secure & Exchange (Vault & Forward API)
This role owns one of Checkout.com’s most strategic bets: becoming the system of record for payment credentials, independent of acquiring.
You will lead Vault and Forward API – the core infrastructure that enables PSP‑agnostic architectures, network‑token‑first strategies, and the shift toward PAN‑less commerce.
This is a mini‑GM role spanning product strategy, infrastructure, and commercial ownership.
What You’ll Own
Strategy & Commercial Ownership
- Define and drive a 12‑36 month strategy for Vault and Forward API
- Own pricing, packaging, and revenue expansion (including standalone Vault deals)
- Build and defend investment cases (cost‑to‑serve, scheme fees, unit economics)
- Partner with Sales and Solutions to win enterprise, multi‑PSP merchants
Vault: Credential Platform
- Define core primitives: instruments, customers, tokens, multi‑instrument linking, metadata
- Own PCI DSS 4.x posture and translate compliance into merchant value
- Ensure first‑class integration with network tokens and account updater services
- Drive interoperability with wallets, Flow, and broader Checkout.com surfaces
Forward API: Programmable Infrastructure
- Own credential forwarding: source resolution, request construction, encryption, token injection, and response handling
- Expand beyond fallback use cases (fraud tools, 3DS, loyalty, partner migrations)
- Ensure reliability, latency, and observability on the critical payment path
- Build debugging and visibility tools for developers
Developer Experience
- Own the public API surface across Vault and Forward
- Drive SDKs, documentation, and reference architectures
- Reduce integration time from months to days
Cross‑Functional Leadership
- Partner with Engineering to deliver reliably at scale
- Align with Risk, Compliance, and Legal on PCI scope, regulation, and scheme changes
- Work across Authentication, Routing, and other product teams to ensure seamless credential flows
What You’ll Bring
Product & Technical Depth
- 5+ years in product management, including 3+ years in payments
- Experience building developer‑facing APIs (REST, webhooks, idempotency, error design)
- Strong technical fluency (OAuth, mTLS, encryption, system design trade‑offs)
Payments Expertise
- Deep understanding of the card stack (auth, capture, disputes, scheme economics)
- Strong grasp of tokenisation (network, PSP, device‑based)
- Familiarity with PCI DSS (ideally v4.x) and scope reduction
- Experience with scheme programs (VTS, MDES, account updater)
Commercial & Execution Strength
- Ability to own P&L inputs and pricing strategy
- Data‑driven decision making with clear success metrics
- Comfortable operating across product, engineering, sales, and compliance
How You Work
- Customer‑obsessed with real merchant empathy
- Clear communicator across technical and non‑technical audiences
- High ownership with strong cross‑functional collaboration
Bonus
- Experience building PSP‑agnostic vaults or forwarding layers
- Exposure to regulated markets (EU, UAE, India, Brazil)
- Familiarity with emerging models (e.g. agentic commerce)
- Industry presence (writing, speaking, or scheme participation)
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Posted: May 20th, 2026