Head of Risk

Company: Simply Business
Apply for the Head of Risk
Location: London
Job Description:

We insure small businesses and enable big dreams – not just for our customers, but for our people and communities too. With over 1,000,000 active insurance policies, we protect builders, bakers, landlords and more than 1,200 other trades.

Job Category: Risk Control

Position Type: Permanent

Target Openings: 1

What Is the Opportunity?

You will play a leading role in safeguarding our assets and reputation by proactively identifying and mitigating risks across the whole business. This isn’t about traditional “box-ticking”; we want you to move beyond old-school approaches to foster a culture of excellence and innovation. You’ll become the trusted expert for an emerging risk environment, fostering a risk‑aware mindset throughout the entire organisation.

What makes this role different is the level of strategic influence you’ll hold. You aren’t just monitoring from the sidelines; you are a key partner and advisor providing critical insights to senior leaders on how risks impact our strategy. You’ll be responsible for the continuous improvement and evolution of our existing comprehensive risk management framework, ensuring a best‑fit approach that aligns perfectly with our long‑term objectives.

As Your Head Of Risk, You’ll

  • Take full ownership of proposing and implementing a risk strategy that is tailored to fit and operates effectively for our specific needs.
  • Identify and prioritise operational and financial risks alongside regulatory and strategic challenges on a day‑to‑day basis, while maintaining a forward‑looking lens on emerging threats.
  • Prepare and present detailed risk reports to department heads, senior management and the Board, providing the strategic clarity needed to drive informed decision‑making.
  • Lead and develop a high‑performing risk management team, fostering a culture of professional excellence and continuous improvement, and providing the guidance and support they need to succeed.
  • Lead the enterprise‑wide risk reporting strategy to ensure emerging issues are identified, triaged, and surfaced to leadership with the urgency required for decisive action.
  • Independently lead the placement and management of our UK corporate insurance programmes, ensuring comprehensive coverage across all business activities.
  • Act as primary lead in negotiations with insurers to secure favourable terms and oversee the end‑to‑end claims process, with a specific focus on Errors & Emissions (E&O).

We’re Looking For Someone Who Is

  • An expert in risk management frameworks and methodologies with a deep understanding of industry best practices.
  • A strong understanding of the business model and operations of a regulated financial services business (preferably within the insurance market).
  • Deeply knowledgeable about UK regulations and insurance principles, and eligible to hold an FCA Certified Manager role.
  • A proven leader with significant experience in motivating teams and implementing effective risk strategies from the ground up.
  • A collaborative partner who can build strong relationships and influence stakeholders at the highest levels of the organisation.
  • Highly analytical and technically literate, with the ability to use data and software to identify emerging trends.
  • Resilient and ethical, staying calm under pressure and maintaining total objectivity when facing complex challenges.

What Are The Benefits Of Working At Simply Business

  • Great work‑life balance with manageable workloads and flexible hybrid work.
  • 25 days annual leave (plus bank holidays) and the option to buy five additional days through flexible benefits.
  • Flexible parental leave: six months full pay to the primary caregiver and four weeks full pay if you are the secondary caregiver.
  • Life event leave: extra days every two years for big moments like moving house or birthdays, and a two‑week paid sabbatical after five years, then four weeks after ten years.
  • Private medical insurance through BUPA, covering pre‑existing conditions, plus a health cash plan for everyday medical expenses.
  • Competitive salary based on experience, with potential annual bonus based on performance.
  • Access to tools for personal development via a dedicated learning platform and mental‑health support, including counselling.
  • We match pensions up to five percent, plus a tax‑free life assurance sum four times the basic salary, with an option to increase to ten times via flexible benefits.
  • Salary‑sacrifice car scheme allowing purchase of a brand‑new, fully insured, and maintained car for a fixed monthly amount deducted from gross salary after six months service.
  • Flexible benefits scheme with an allocated amount each year for items such as critical illness cover, dental insurance, travel insurance, or gym membership.

Employment Practices

Simply Business is committed to providing equality and opportunities for all employees and candidates. We offer a workplace where colleagues are treated with respect and dignity. We do not discriminate directly or indirectly on the grounds of race, colour, religion, belief, political opinion, disability, nationality, ethnic origin, sex, sexual orientation, or relationship status at any stage of the hiring process or during employment.

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Posted: May 22nd, 2026