Heirloom Fair Legal is the leading provider of funding and finance solutions to UK regulated professional services (legal, insolvencies, etc.) firms. This is specialty private credit provision.
We manage a growing portfolio of loans and receivables across a number of funding vehicles.
We are seeking a highly capable and detail-oriented Portfolio Operations & Analytics Manager to take ownership of the operational finance function of the business. This includes operational controls, reconciliations, present-valuation, financial reporting and cash flow management and projections.
This is a hands-on role suited to someone who combines strong data analysis capability, operational finance discipline, reconciliation expertise and who exhibits commercial sense and strong pro-activity.
This role blends accounting, modelling, operations, reporting, data analysis and process automation.
This role is based in our Central London (Temple) office, though we would consider a remote position for an exceptional candidate.
Responsibilities
Portfolio & Loan Operations
- Maintain and oversee operational records relating to loans, collateral, repayments, and portfolio performance.
- Reconcile loan balances, repayments, collateral schedules, and cash movements.
- Investigate and resolve reconciliation discrepancies and data exceptions.
- Ensure integrity and consistency of portfolio data across systems and reports.
Fair Value / Portfolio Valuation
- Calculate monthly fair values for loans using primarily discounted cash flow methodologies.
- Prepare and maintain valuation models and supporting assumptions.
- Analyse portfolio performance, expected recoveries, payment behaviour, and projected cash flows.
- Support audit and investor queries relating to valuations and portfolio reporting.
Financial Reporting and Management Accounts
- Work with the accounting team to prepare monthly management accounts and supporting schedules.
- Produce monthly operational and financial reporting packs.
- Assist with accruals, reconciliations, and accounting support processes.
- Work closely with auditors where required.
Cash Flow and forecasting
- Develop and maintain portfolio-level cash flow forecasting models.
- Monitor actual vs projected collections and portfolio performance.
- Lead liquidity planning and financial forecasting.
Process Improvement & Automation
- Improve existing Excel-based operational and reporting processes.
- Build scalable and auditable spreadsheet models and workflows.
- Assist in transitioning operational processes into automated systems using workflow tools, databases, and Python-based infrastructure.
- Help define operational data structures and reporting requirements for future systems development.
Qualifications
Essential
- Highly organised, operationally-driven, analytical and process driven.
- Advanced spreadsheet modelling skills, including Power Query, complex financial formulas, reconciliation modelling, large dataset handling, dynamic reporting and financial modelling.
- Strong operational and reconciliation mindset with exceptional attention to detail.
- Experience handling complex financial or transactional datasets.
- Strong analytical and problem-solving capability.
- Ability to work independently and take ownership of processes.
- Clear and structured communication skills.
Desirable
- Experience with lending operations, private credit funds, structured finance, specialty finance, portfolio analytics, receivables finance, loan servicing, fund operations and/or investment reporting.
- Accounting or management accounts experience.
- Power BI, SQL, Python, or database exposure.
- Experience improving or automating operational finance processes.
…