Credit – Senior Engineering Manager

About the Role

Spend is looking for an Engineering Manager to ship our first credit cards. You’ll lead a new core credit team within the squad, driving the initiative that enables Personal and Business customers to spend on credit from their Wise Account.

Key Responsibilities

• Own the technical roadmap, ensuring high standards and alignment with product and compliance teams.
• Develop and ship systems for credit decisioning, tracking borrowed credit, accruing interest, and repayment flows.
• Hire, coach, and mentor engineers, fostering growth and removing blockers to deliver high velocity while maintaining quality.
• Provide planning, release milestones, and realistic commitments; act as a key representative of the team across stakeholder groups.
• Collaborate closely with the Business, Spend, and Account squads to define the Wise Business spending experience.

Technical Responsibilities

• Lead the development of new solutions and drive initiatives from the ground up.
• Serve as a technical expert for the credit domain, guiding architecture, code reviews, and best practices.
• Ensure code quality, consistency, and maintainability through rigorous reviews.
• Build with the future in mind, creating platforms that can support other products.

Leadership Responsibilities

• Lead and mentor a diverse team of engineers across seniority levels.
• Drive product roadmapping and strategy sessions with product management.
• Shape the team’s technical roadmaps in collaboration with Engineering Managers, Staff Engineers, and product.
• Navigate complex priorities, trade‑offs, and risk to unlock growth.
• Represent the team across the company, aligning with Business, Spend, and Account squads.

What We’re Looking For

• Technical Excellence
  • Strong background in software engineering, designing scalable systems.
  • 0‑to‑1 experience in your career.
  • Expertise delivering reliable production services.
  • Comfort with complex domains and guiding teams through technical challenges.
  • Experience with distributed systems and technical trade‑off discussions.
  • Hands‑on front‑end experience is a plus.
• Product Mindset
  • Ownership sense and impact awareness beyond implementation.
  • Autonomous work style, driving initiatives to completion.
  • Experience defining requirements and prioritising impact with product.
• Leadership Skills
  • Empathetic leader with a record of mentoring engineers at all levels.
  • Leading by example, producing high‑quality maintainable code.
  • Excellent communication skills, articulating concepts to technical and non‑technical audiences.
• Ideal Background
  • Experience leading in payments, fintech, or complex high‑stakes domains.
  • Prior global, distributed team experience.
  • Built systems for enterprise‑scale clients.
  • Scaled teams and systems for global reach.
  • Solid foundation in distributed systems and cloud architecture.

Compensation & Benefits

• Starting salary: £135k – £175k + RSus
• Wise Benefits

Why Join Us

Your work will directly impact hundreds of thousands of businesses that trust Wise to manage their money. You’ll play a key role in sustaining and accelerating growth, keeping our product ahead of market demands, and shaping a high‑performance engineering team.

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