Job Title: PO/SME Real time ledger (RTL)
Job Location: London, UK / Hybrid (4 days office)
Job Type:Permanent/ Contract
Role Overview
We are seeking a highly experienced Subject Matter Expert (SME) in Real-Time Ledger systems to support the implementation of a cloud-native core banking platform. The role will focus on designing, configuring, and validating a real-time general ledger and sub-ledger architecture, ensuring accuracy, scalability, and regulatory compliance within a modern banking ecosystem.
The SME will work closely with business stakeholders, product vendors, architects, and implementation teams to ensure a robust event-driven, real-time accounting framework aligned with UK banking standards.
- Should have relevant experience of owning and landing Ledger in past
- We need to be filled in next 1 week as this is running and live project now
Key Responsibilities
1. Ledger Design & Architecture
- Lead the design of real-time ledger architecture (general ledger + sub-ledger integration)
- Define chart of accounts (CoA) structure aligned with product hierarchies and regulatory needs
- Establish event-driven accounting models for transactions (payments, loans, deposits, etc.)
- Ensure high-volume, low-latency ledger processing in cloud environments
2. Cloud Core Banking Implementation
- Drive ledger-related components in cloud-native core banking platforms (e.g., Thought Machine, Temenos, Mambu, Tuum, Finastra)
- Configure and validate posting rules, journal entries, and accounting flows
- Collaborate with platform vendors and SI teams on solution design and delivery
3. Integration & Data Flow
- Design integration between:
- Core banking engine
- Payments systems (FPS, CHAPS, SEPA, SWIFT)
- Channels and middleware
- Financial reporting / GL systems
- Ensure real-time reconciliation and data consistency
Experience Requirements
- 10 12 years in banking technology or core banking transformation
- 2 3 end-to-end cloud core banking implementations, specifically involving:
- Ledger / accounting modules
- Real-time transaction processing
- Experience working with UK or European banks preferred
Regards,
Anusha . S.R
Anusha@falconsmartit.com
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