Job title: Peer-to-Peer (P2P) and Investment-Based Crowdfunding (IBCF) Portfolios Supervision Associate
Department: Retail Investment Platforms & Proactive Supervision (RIPPS)
Division: Consumer Investments (CI)
- Salary: National (Edinburgh and Leeds) ranging from £43,100 to £54,000 and London from £47,300 to £60,000 (salary offered will be based on skills and experience)
- This role is graded as: Associate – Level 8 – Regulatory
About The FCA
The FCA regulates the conduct of 45,000 firms in the UK to ensure our financial markets are honest, fair and competitive.
We’re seeking a collaborative professional to join our Peer-to-Peer (P2P) and Investment-Based Crowdfunding (IBCF) team within the Consumer Investments Directorate. This team oversees innovative firms that connect borrowers and early‑stage businesses with individual and institutional investors. You’ll help supervise firms offering high‑risk investment products, using data‑led insights and proactive engagement to identify and address failing firms & financial crime and support responsible practices & positive consumer outcomes.
You will have the opportunity to handle case ownership, acting as the primary point of contact for supervising firms, including potential exposure to the use of interventions and wider FCA Handbook tools / remedial actions in cases of serious consumer and market harm.
P2P and IBCF firms are positioned in a systemically important retail investment market which is subject to increasing government focus as a key area to unlock growth in the UK economy, leading to several interesting supervisory challenges. The role offers exposure to bespoke business models, financial analysis, policy development and cross‑team collaboration, with hybrid working across our London and Edinburgh offices. If you bring curiosity, willingness to learn, and a focus on proportionate but effective consumer protection, we’d welcome hearing from you.
Role Responsibilities
- Leading cases and projects with precision, clarity and a collaborative approach
- Leading on reactive firm supervision across the portfolio
- Using intelligence, data insights, and increasingly Artificial Intelligence tools, to identify risks and shape strategies that promote good outcomes
- Reviewing risk management frameworks and control environments
- Building positive, impactful relationships with senior leaders across regulated firms
- Collaborating closely with internal teams to gain insights, share knowledge, build specialist knowledge, and increase regulatory impact
Minimum Qualifications
- Prior experience in analysing financial data and presenting insights clearly to senior stakeholders
- Prior experience in UK financial services—across regulation, consultancy, audit or compliance
- Demonstrable experience in writing clear, concise, well‑structured reports that support risk‑based decision‑making
Essential Qualifications
- Experience using data to spot patterns, inform decisions and shape positive outcomes
- Experience of risk management, governance and controls
- Ability to manage changing priorities
- Ability to build inclusive relationships across teams and with external stakeholders
- Willingness to travel within the UK and engage with firms directly
- Curiosity to learn, grow and take on new responsibilities in an evolving environment
- Awareness of the P2P and IBCF sectors and understanding of the FCA’s supervisory approach
Benefits
- 25 days annual leave plus bank holidays
- Non‑contributory pension (8–12% depending on age) and life assurance at eight times your salary
- Private healthcare with Bupa, income protection, and 24/7 Employee Assistance
- 35 hours of paid volunteering annually
- Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors)
- A flexible benefits scheme designed around your lifestyle
We’re proud to be a Disability Confident Employer, and therefore, people or individuals with disabilities and long‑term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process. In cases of high application volumes we may progress applicants whose experience most closely matches the role’s key requirements.
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