Job Summary
Vice President – Bank Ratings & Capital Advisory (RAC) – London. Senior execution and client‑facing role supporting banks globally on credit rating agencies, balance sheet and capital management, driving ratings upside through the cycle and transformative events.
Key Responsibilities
- Lead execution of existing retained advisory mandates and support new business development/pitch materials
- Advise on the major rating agency methodologies, including rating sensitivities and notching implications
- Oversee analysis of bank financial statements, including asset quality, profitability, capital, leverage, funding and liquidity
- Lead capital and funding scenario analysis, including CET1, AT1, Tier 2 and MREL/TLAC issuance impacts
- Prepare and review senior‑level client materials, briefing notes and analytical memoranda
- Monitor regulatory and rating agency developments and translate implications into actionable client advice
- Execution of FIG funding transactions (DCM), with a particular focus on senior unsecured, covered bonds, and regulatory capital instruments
- Act as key interface between the client and investors, delivering high‑quality execution while managing the transaction
- Develop relationships with the key stakeholders of our clients
- Build a market profile and proactively engage in business development
Candidate Profile
- Extensive understanding of bank balance sheets, P&L, asset risk, capital, funding, liquidity and off‑balance sheet exposures
- Strong technical command of regulatory capital metrics (CET1, Tier1, Total Capital, leverage ratio, RWAs) and funding metrics (LCR, NSFR)
- Deep knowledge of bank rating frameworks, key drivers, notching mechanics and rating committee considerations
- Proven ability to manage client workstreams and deliver high‑quality advice under tight timelines
- Experience in the execution of FIG funding transactions, including: Senior preferred / senior non‑preferred issuance, Covered bonds, Tier2 and AT1 capital instruments, EMTN programme updates and drawdowns
- Confident communication skills suited to senior‑level client interaction
Requirements (Essential)
6–9 years’ relevant experience in one or more of the following: Rating agency (bank ratings team), ideally with senior analytical responsibilities; FIG investment banking, capital advisory or regulatory capital advisory; Bank treasury/capital management/ALM; Direct experience covering banks at a rating agency or advising banks on rating agency engagement; Strong understanding of bank capital instruments, MREL/TLAC, AT1/Tier2 issuance and rating implications; Experience in execution of transactions relating to these instruments; Advanced financial modelling, Excel and PowerPoint skills, with experience reviewing junior work.
Desirable Qualifications
- Accounting qualification (ACA, ACCA or equivalent)
- FCA qualification or relevant regulatory certification
- Expert‑level bank financial statement and credit analysis
- Strong understanding of regulatory frameworks, capital instruments and rating agency methodologies
- Ability to lead complex analyses, challenge assumptions and translate findings into clear advice
- Structured thinking, quantitative rigour and strong execution discipline
- Professional judgement and discretion in handling sensitive information
- Collaborative worket with high personal integrity and the ability to coach junior team members
- Comfortable working across international teams and managing multiple stakeholders
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