Credit Risk Transformation – Senior Manager

As a Senior Manager, you will play a key leadership role in delivering and shaping end-to-end credit risk strategies, covering the full credit lifecycle—from underwriting and portfolio management through to collections and recoveries.

Key Responsibilities

• Lead end-to-end credit risk transformation programmes, ensuring high-quality delivery
• Review and enhance credit risk processes, identifying opportunities for efficiency and cost optimisation
• Design and implement credit risk frameworks, policies, and target operating models
• Oversee credit risk audits, due diligence, and assurance activities
• Support clients in implementing effective risk governance structures (three lines of defence)
• Drive improvements in underwriting, portfolio management, and reporting capabilities
• Build and maintain strong relationships with senior stakeholders, acting as a trusted advisor
• Lead, mentor, and develop high-performing teams

Skills & Experience

• Extensive experience in credit risk management within financial services
• Strong knowledge of credit processes (underwriting, portfolio management, collections, risk frameworks)
• Experience across retail, commercial, or wholesale lending
• Proven track record of leading complex projects and teams
• Strong stakeholder management and communication skills, with experience engaging senior leadership
• Experience in process improvement, transformation, or change delivery

Applicants must have the right to work in the UK. Unfortunately, visa sponsorship is not available.

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