Associate Legal Counsel

Company: Capital on Tap
Apply for the Associate Legal Counsel
Location: London
Job Description:

Capital on Tap is a financial platform that empowers small businesses with credit cards, spend management, savings and other financial products. We have a growing team of over 1,000 employees, managing £20bn in annual card spend and 200,000+ customers.

About The Role

We are looking for a detail-oriented lawyer to join our fast-growing company. You will review and draft agreements, advise on new product offerings, manage our vendor ecosystem, and protect the company’s interests in litigation matters. This role is ideal for a qualified lawyer with 1–2 years of experience in a fast‑paced, highly regulated FinTech environment.

What You’ll Be Doing

  • Contract drafting: draft and negotiate vendor agreements and maintain customer‑facing T&Cs for new products and changes.
  • Litigation and dispute resolution: manage a small‑claims portfolio, coordinate with external counsel and partner with Customer Operations to identify and resolve recurring legal friction.
  • Product support: provide practical legal input throughout the product lifecycle, from design to go‑to‑market communications.
  • Build the legal foundation: stay ahead of regulatory shifts and help create internal policies, training and processes for a growing legal function.

We’re Looking For

  • Education: Qualified lawyer with a current practising certificate.
  • Experience: 1–2 years PQE, preferably within a top‑tier law firm or comparable FinTech environment.
  • Contract proficiency: strong foundational skills in contract law and strong attention to detail.
  • Communication: ability to explain complex legal risks to non‑legal stakeholders.
  • Team player: able to work cross‑functionally with Growth, Product and Operations.
  • Adaptability: comfortable in a “move‑fast” environment where priorities shift.

Diversity & Inclusion

We welcome and encourage applications from anyone who shares our commitment to inclusivity.

Great Work Deserves Great Perks

  • Private Healthcare including dental and optician services through Vitality.
  • Worldwide travel insurance through Vitality.
  • Access to a women’s health platform via Hertility.
  • Anniversary rewards (£250, £500, £750, 4‑week fully paid sabbatical).
  • Salary sacrifice pension scheme up to 7% match.
  • Octopus EV salary sacrifice scheme.
  • 28 days holiday plus bank holidays.
  • Annual learning and wellbeing budget.
  • Enhanced parental leave.
  • Cycle to work scheme.
  • Season ticket loan.
  • 6 free therapy sessions per year.
  • Dog friendly offices.
  • Free drinks and snacks.

We are a hybrid role based in our London office (EC1Y 8LZ) three days per week.

Please email careers@capitalontap.com if you have any questions.

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Posted: June 1st, 2026