Senior Legal Counsel, Commercial, IP & AI

Senior Legal Counsel, Commercial, IP & AI – UK Legal team at Monzo. Report to Principal Legal Counsel. Responsible for advising on commercial contracts, IP, AI matters for the UK business.

Key Responsibilities

• Advise on commercial contracts, including drafting and negotiating agreements directly and supervising work delegated by commercial legal contractors.
• Collaborate with the Group Commercial Legal team to develop and implement processes, workflows, playbooks, and use new technologies to increase efficiency and scalability of commercial legal advice across Monzo.
• Deliver training, share insights from work, and help educate other teams on commercial contracts.
• Support the intellectual property strategy, including clearance searches, registrations, oppositions; work with external advisers.
• Provide subject‑matter expertise on AI‑related matters, including regulation and contracting for AI.
• Manage relationships with external legal counsel and alternative legal service providers, optimizing legal spend for maximum impact.

Key Qualifications

• 5+ years post‑qualification experience in private practice, in‑house, or high‑growth tech company (including banks or financial institutions).
• Deep experience with contract law, comfortable explaining terms and negotiating service credits, terminations, liability provisions, etc.
• Experience advising on intellectual property matters, especially copyright and trademarks.
• Experience in AI, particularly generative AI, and related legal issues.
• Familiarity with legal technology, generative AI systems, and contract lifecycle management platforms.
• Experience with financial services regulation relevant to commercial contracts (outsourcing, resilience, continuity).
• Experience with data protection transactional elements (data sharing agreements, processing agreements, standard contractual clauses).
• Strong strategic thinking, communication, problem‑solving skills, balancing business and risk perspectives.
• Willingness to handle a wide range of legal issues beyond core areas, proactively detailing cost‑effective engagement of external counsel.
• Comfortable operating at all organisational levels and liaising with various stakeholders.
• Proactive risk assessment, horizon scanning, and independent mitigation action implementation.
• Dynamic, entrepreneurial approach, comfortable with ambiguity in fast‑paced, evolving environment.
• Open, curious, and excited about intersection of banking and technology.

Benefits

• Base salary: circa £110,000 (dependent on experience).
• Incentive awards tied to performance.
• Visa sponsorship available.
• Flexible working hours; trust to work at times that suit you.
• Learning budget of £1,000 per year for books, training, conferences.
• Role can be based in London or distributed working within the UK.

Equal Opportunity

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We do not require full or birth names at application stage.

Recruitment Process

• Recruiter call.
• First stage 1‑hour role specific interview.
• Second stage 1‑hour behavioural interview.

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