Location: Cardiff (hybrid). Type: Permanent. Salary: £65,000 – £80,000+ (depending on experience), plus uncapped performance‑related bonus.
Closing Date: 29/05/2026.
The role
As a Personal Wealth Adviser, you bring a personal, client‑led approach to financial planning, drawing on each client’s unique story, goals and life aspirations. You will deliver holistic, financial advice to new and existing clients, face‑to‑face and virtually, creating a personalised financial plan that adapts as their life evolves. You will use cash‑flow modelling and financial planning tools to provide clear, insightful advice.
This is not a cold‑start position. You will have the backing of the UK’s largest banking group, using a range of business‑development strategies and expertise to proactively explore the market, onboard new clients and service a constant flow of leads from the wider Lloyds Banking Group, while maintaining a high quality of advice. Robust systems and infrastructure will support you, allowing you to spend more time advising clients.
Why join us?
- Constant leads and referrals from one of the UK’s largest client ecosystems.
- Uncapped bonus structure designed to reward advisers who convert opportunity into long‑term client value.
- Career development support, additional qualifications and clear progression pathways.
- Flexibility to manage your own schedule, primarily working from home, meeting clients at their homes or at hub locations.
- Exceptional benefits: 30 days holiday, private medical, life insurance (among others) and a matched pension up to 21% (6% from you, 15% from us).
What you’ll bring
- Level 4 Diploma qualified (Chartered / Level6 welcome but not essential)
- A strong track record of delivering holistic financial advice
- Experience building lasting client relationships and generating repeat/referral business
- Confidence in conducting client meetings and creating tailored financial plans
- Strong understanding of regulatory requirements, including Consumer Duty
- Experience using cash‑flow modelling to support robust advice recommendations
Lloyds Wealth operates under the Senior Managers and Certification Regime as a solo‑regulated firm. If this role is classed as a Certified Role under that regime you will be subject to enhanced vetting and will have a number of additional conduct and regulatory duties to adhere to, as well as certifying at least annually that you are fit and proper to perform this role.
We support flexible working. Many colleagues work from home or in a hybrid way. We value individuality and diversity of identity, experience, and thought. We actively strive for inclusive behaviours and actions, making appropriate adjustments for disabilities, health conditions and neurodiversities, ensuring equal opportunities for all and transparently reporting on gender pay to promote fairness.
We aim to improve the way financial advice is offered by making it more affordable, accessible and impactful for more people.
#J-18808-Ljbffr…