Field Collections Agent

Company: Midland Credit Management, an Encore Capital Group Company
Apply for the Field Collections Agent
Location: Lancashire
Job Description:

Start date: 13th April 2026

Location

Within a 90-minute travel radius of your home (applicants must reside within Liverpool)

Salary & Earnings

Salary: From £28,665.02 + £4,200 per annum car allowance + uncapped monthly bonus (our Field team earn monthly bonuses from £200-£400). Earnings Potential: Up to £35,265 per year (inclusive of car allowance)

Hours

Flexible, 40 hours per week (including peak shifts). No warrant work involved.

Do You?

  • Hold a full UK driving licence and have access to a vehicle?
  • Prefer working independently, outdoors, and engaging with people face‑to‑face?
  • Value flexibility and autonomy in your schedule?

If that sounds like you — Orbit Credit Services has an excellent opportunity waiting.

About The Role

As a Field Collections Agent, you’ll be the friendly face of Orbit, meeting customers at their homes to help them find a way forward with their finances. You’ll offer empathy, guidance, and practical solutions that make a real difference.

Your Key Responsibilities

  • Visit customers to resolve outstanding arrears and discuss payment options
  • Handle accounts for both regulated and non-regulated clients. This will include reconnection visits
  • Accept payments, set up repayment plans, and re-engage customers with client services
  • Educate customers about the potential consequences of non-payment
  • Use an Orbit‑supplied iPad to update account outcomes in real time

Candidates who have previously been successful in this role have come from a background in Sales, Military or Police.

Working Hours

We offer a 40‑hour work week with a supportive approach to work‑life balance.

Your visits will be scheduled across the following operating window:

  • 40 hours per week required, operating hours are Monday–Friday visiting between 8am–8pm, Saturday 9am-1pm.
  • 10 of your 40 hours must be worked during prime hours. Prime hours are 4pm-8pm Monday to Friday and Saturday 9am-1pm.

Benefits

  • 31 days holiday (incl. bank holidays + December shutdown)
  • Fuel card for business use
  • Referral bonus scheme
  • Uncapped monthly bonuses (£200–£400 typical)
  • Comprehensive 5‑week induction programme
  • Ongoing training and professional development
  • Access to Medicash and Employee Assistance Programme

Requirements

  • Clear criminal record
  • No CCJs, IVAs, or bankruptcies in the last 6 years
  • Full driving licence (max 6 points), own car, and will require business insurance
  • Tech‑savvy and comfortable working independently

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Posted: June 1st, 2026