Associate Director – Origination
Shape the future of Origination at Cynergy Bank. Join us as an Associate Director and make a real impact by helping ambitious businesses and individuals achieve their goals through our award‑winning human digital banking model.
What’s the opportunity?
In this permanent role, you will support the origination and execution of new lending opportunities, working closely with internal and external stakeholders to assess deal viability, structure transactions, and guide deals through to completion. You will contribute to the delivery of high‑quality credit papers, financial analysis, and risk assessment while developing long‑term, commercially sustainable relationships with customers and key business introducers.
Where You will Work
You will enjoy hybrid working, with 3 days in our London office and 2 days from home.
Why Join Us?
- Impact: This role directly supports the bank’s growth strategy by sourcing and executing high‑quality lending transactions, ensuring each deal aligns with our credit appetite and risk frameworks.
- Growth: A culture that champions curiosity, innovation, and personal growth at every stage.
- Flexibility: A culture that values work‑life balance, supported by our hybrid working model.
- Rewards: Recognition for your skills and contribution, including annual bonus opportunities and a comprehensive benefits package.
How You Will Make an Impact
- Originate new lending opportunities and cultivate a strong professional network across customers, key business introducers and professional advisors.
- Conduct rigorous credit and risk assessments, including cash‑flow modelling, market analysis and customer due diligence.
- Produce high‑quality credit papers that clearly articulate deal structure, financial analysis, and risk considerations.
- Lead the execution of transactions including negotiation of LMA‑based facility agreements, review of third‑party reports, and management of completion timelines.
- Engage effectively with internal teams including Credit, Risk, Legal, and Operations to ensure smooth deal progression.
What You Will Bring
- Demonstrable experience in a similar lending or development finance role.
- Strong credit analysis expertise, including covenant evaluation and financial risk assessment.
- Advanced financial analysis and cash‑flow modelling capability.
- Experience delivering polished, insightful credit write‑ups.
- Proven transaction execution capability, including working knowledge of LMA facility agreements and valuation processes.
- Excellent communication skills with the ability to articulate complex financial information clearly.
- Strong relationship‑building and stakeholder‑engagement skills.
- Ability to work to timelines while maintaining high standards of accuracy and attention to detail.
How We Will Support You
- A salary and bonus package designed to recognise your skills and contribution.
- 25–30 days holiday (with the option to buy 10 more).
- Award‑winning pension savings scheme.
- Healthcare, life assurance, and income protection.
- Hybrid working (3 days office, 2 from home).
- Training and development opportunities.
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