Job Title
Product Lead – Digital Wallets
Salary
From £61,344
Location
Bristol, Birmingham, Leeds, Halifax, Manchester or Edinburgh
Hours
Full time
Working Pattern
Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.
What You’ll Be Doing
Consumer Relationships sits at the heart of the Chief Digital Office, shaping experiences that help millions of personal banking customers manage their everyday money with confidence. From current accounts and payments to savings and customer channels, our teams turn customer insight, market opportunity and regulatory change into brilliant digital experiences and sustainable commercial growth.
We’re looking for a Product Lead – Digital Wallets to help shape the future of Lloyds’ wallet experience. This is a high‑impact role at the centre of a fast‑moving, competitive and rapidly evolving payments space.
Main Responsibilities
- Shape and deliver the future vision for digital wallets at Lloyds, working across Consumer Relationships and Embedded Finance, alongside external partners.
- Use data, customer insight and market intelligence to identify opportunities for growth, improvement and innovation.
- Build commercially sustainable propositions that deliver great customer outcomes and brilliant service experiences.
- Lead effective collaboration with risk and governance teams to support timely, well‑managed approvals.
- Stay close to customer behaviour, competitor activity, regulatory change and emerging wallet trends.
- Partner with product owners to align delivery with the wider product strategy and customer vision.
- Develop future digital wallet innovations, including business cases and impact assessments with relevant platform teams.
Qualifications
- Minimum 3+ years’ experience in payments.
- 2+ years experience working as a Product Manager within governance, design and/or platform delivery roles.
- Knowledge or hands‑on experience of digital wallets. Good awareness of the digital wallets and wider payments market, including emerging trends and future direction.
- Background in banking, fintech or payments organisations.
- Experience operating in fast‑paced, delivery‑focused environments.
- Strong stakeholder management and engagement skills.
Benefits
- A generous pension contribution of up to 15%.
- An annual performance‑related bonus.
- Share schemes including free shares.
- Benefits you can adapt to your lifestyle, such as discounted shopping.
- 30 days’ holiday, with bank holidays on top.
- A range of wellbeing initiatives and generous parental leave policies.
EEO Statement
We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply. We are committed to creating an environment in which everyone can thrive, learn and develop. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns, and are a Disability Confident Leader guaranteeing interviews for applicants who meet the minimum criteria through the Disability Confident Scheme.
Contact
Apply today and find out more.
Statement on Data Protection
We keep your data safe. We will only ask for confidential or sensitive information once you have formally been invited to an interview or accepted a verbal offer, and we will always explain what we need and why.
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