Customer Service Underwriter

Company: NFU Mutual
Apply for the Customer Service Underwriter
Location: Bristol
Job Description:

Job Overview

Customer Service Underwriter – Join NFU Mutual in Bristol and start a rewarding career in insurance underwriting. No prior insurance experience is required; we will provide comprehensive training and support.

Start date: 14th September 2026Location: BristolSalary: £25,000 per annum + up to 10% annual bonus

Hybrid working model: After a 6‑month probationary period, you can work up to 80% of your week from home while still staying connected in the office.

Working hours: A standard 35‑hour rotating shift pattern (8:00am–6:00pm, Monday to Friday) with an average of one Saturday every four weeks 9:00am–12:30pm. During initial training, the routine is Monday–Friday, 9:00am–5:00pm. After probation, you may increase to 40 hours per week if desired.

Responsibilities

  • Conduct telephone-based underwriting, reviewing customer information and deciding appropriate coverage.
  • Engage with NFU Mutual agencies, answering queries and providing risk assessment support.
  • Participate in a structured training program comprising classroom sessions, shadowing, and ongoing managerial support.
  • Contribute to our fast‑paced contact centre environment, maintaining high service quality.
  • Work towards formal insurance qualifications as part of career development.

Qualifications and Skills

  • Customer focus – experience in a phone‑based customer service role, delivering excellent service under pressure.
  • Communication and teamwork – ability to build rapport, explain clearly and collaborate effectively.
  • Critical thinking and problem‑solving – interpret information, reason logically and make fair decisions.
  • Learning mindset – curious, open to feedback and eager to grow skills.
  • Resilience and time management – remain calm under pressure, manage competing priorities.
  • Insurance experience is desirable but not required; all training will be provided.

Benefits

  • £25,000 per annum salary + up to 10% bonus.
  • Contributory pension scheme, up to 20% (including 8% employee contribution).
  • 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme.
  • Family‑friendly policy and wellness programmes.
  • £20 monthly gym membership contribution.
  • Health and wellbeing plan with cashback for dentist, optician, physiotherapy, etc.
  • Access to voluntary benefits: health assessments, private medical and dental insurance.
  • Employee volunteering: one day per year in the community.
  • Unlimited Refer a Friend bonus scheme.
  • Life assurance cover 4× salary.
  • Employee discounts of 15% on NFU Mutual insurance policies.
  • Salary‑sacrifice employee car scheme (subject to eligibility).

Equal Opportunity

NFU Mutual is an inclusive workplace. We welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation or socioeconomic status. We are a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory.

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Posted: July 6th, 2026