Senior Compliance Manager – Payments & E-Money
We are seeking a Compliance Manager to join our Compliance team and help shape the regulatory framework of a dynamic FCA-regulated Payments and E-Money Institution. This is an exciting opportunity for someone with strong UK and EU regulatory expertise and experience supporting complex, high-risk client sectors.
The Role
Reporting to the Head of Compliance, you will act as a trusted advisor to the business, ensuring regulatory obligations are met while supporting commercial growth across the UK and Europe.
You will be responsible for overseeing compliance monitoring activities, regulatory change management, financial crime controls and providing specialist advice on complex customer relationships.
Key Responsibilities
- Manage and enhance the Compliance Monitoring Programme
- Provide regulatory guidance to senior stakeholders and business teams
- Monitor and assess regulatory developments across the UK and EU
- Conduct compliance risk assessments and thematic reviews
- Support FCA engagement, regulatory reporting and audits
- Review and approve compliance policies, procedures and controls
- Assist with governance committees and Board reporting
- Ensure effective management of AML, sanctions and financial crime risks
- Support onboarding and ongoing oversight of complex merchant relationships
Essential Experience
- 5+ years’ compliance experience within Payments, FinTech, Banking, Acquiring or E-Money
- Strong knowledge of UK regulatory requirements including:
Payment Services Regulations (PSRs)
Electronic Money Regulations (EMRs)
- FCA Handbook
- UK Money Laundering Regulations
- Experience operating within an FCA-regulated environment
- Proven ability to engage effectively with senior stakeholders and regulators
EU Regulatory Knowledge would be ideal especially Malta & Portugal
You will possess working knowledge of:
- PSD2
- E-Money Directive
- MiFID II
- AML Directives (AMLD)
- EBA Guidelines
- GDPR
- DORA
- Transfer of Funds Regulation
High-Risk & Complex Client Experience is a must – do not apply without it –
We are particularly interested in candidates who have worked with:
- CFD and leveraged trading providers
- Online gambling and gaming operators
- Foreign Exchange firms
- Payment Service Providers (PSPs)
- Merchant Acquirers
- Crypto and Digital Asset businesses
- Cross-border financial institutions
- Complex group structures and multinational organisations
You will have experience performing Enhanced Due Diligence (EDD), conducting risk assessments and managing financial crime risks associated with high-risk sectors and complex ownership structures.
Desirable Qualifications
- ICA Diploma in Governance, Risk & Compliance
- ICA Diploma in Financial Crime Prevention
- ACAMS Certification
- Previous Deputy MLRO or MLRO responsibilities
- Experience working with European regulators alongside the FCA
Why Join Us?
We are an extremely high-growth payments business with a Global exposure to regulatory frameworks. We own ourselves we are not dictated to by VC or PE dictats. We are a small local team which is part of a much bigger focused international team. This is a highly collaborative and entrepreneurial culture which offers a competitive salary and benefits package.
Interested?
If you are passionate about compliance, payments regulation and navigating complex regulatory environments while enabling business growth, we’d love to hear from you.
Apply now or contact us directly for a confidential discussion.
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