Credit Risk Manager – FinTech

Lendable is on a mission to build the world’s best technology to help people get credit and save money. We’re building one of the world’s leading fintech companies and are off to a strong start:nAmong the fastest-growing tech companies in the UKn nSo far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.nBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingnWe’re looking for an analytically-minded Credit Risk Manager to lead a team of analysts, to help drive meaningful change in one of our consumer finance products in the UK or USA markets. This role is ideal for someone who is confident with data, comfortable coding, and eager to solve complex problems.Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.Our credit teams are building high performing portfolios, with bold growth targets and a commitment to responsible lending.Within the credit function, our core responsibilities include:nOptimising credit decisioning: who to lend to, how much to lend, and at what interest rate.nDefine and refine credit strategies that align with our evolving portfolio goals.nDiscover insights from data using tools like Python and SQL to address key business questions.nCollaborate cross-functionally with product, engineering, data, and operations teams to implement strategies.Daily coding experience, with proficiency in Python and SQL ideallynProven experience in credit risk strategy, ideally within consumer lending.nA strategic mindset and the ability to translate complex data into clear, actionable decisions.nA focus on delivering results that align with both commercial and customer needs.nAn initial phone conversation with a member of our team.nWinning team: the opportunity to scale up one of the world’s most successful fintech companiesn nnFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesn nnSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsn nnHealth coverage: support for your physical and mental wellbeing, including private health covern nnRetirement & savings: long-term financial wellbeing through retirement savings plansn nnEmployee referral programme: earn a competitive bonus when you refer successful new team membersn nnOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsn nnSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsnFor more information, please speak to your Talent Partner.…