Credit Quality Assurance Analyst – Development Finance
Mortgages
Fenchurch St, London EC3M 4BY, UK
Reports to: Head of Business Processes & Controls
About the Role
We’re looking for a detail‑driven Credit Quality Assurance Analyst to join our Development Finance team at Hampshire Trust Bank. This role plays a critical part in protecting credit quality and ensuring lending activity remains fully aligned to sanction, policy and regulatory requirements. You’ll work across completions and in‑life loan activity, reviewing documentation, professional reports and control checks to ensure every transaction meets HTB’s high standards.
This is an excellent opportunity for someone with experience in development finance, credit operations or quality assurance, who enjoys working closely with relationship managers, portfolio managers and risk colleagues in a fast‑paced, specialist lending environment.
Credit Quality & File Assurance
- Review professional reports including solicitor reports on title, valuations and monitoring surveyor reports
- Identify risks, policy deviations and conditions not met
- Sign off loan files for completion and in‑life changes, ensuring full alignment to credit sanction and policy
Controls, Compliance & In‑Life Monitoring
- Perform in‑life control checks, including facility letter verification and AML/KYC compliance
- Support regulatory and operational control requirements
- Monitor professional panel insurance expiries and manage renewal documentation
Operations & Transaction Support
- Process completion payments and invoices
- Oversee direct debit administration, including correspondence and claims
- Prepare and issue customer correspondence
- Maintain accurate and up‑to‑date customer account and file records
Who You’ll Work With
- Head of Business Processes & Controls
- Senior Credit Quality Assurance Analysts
- Credit Operations Director
- Heads of Relationship & Portfolio Management
- 2nd Line Risk & Compliance teams
Qualifications & Experience
- Experience within Development Finance or specialist property lending
- Knowledge of AML/KYC requirements
- Experience in a credit quality, credit operations or control‑focused role (desirable)
- Strong Microsoft Office skills, particularly Word and Excel
Skills & Attributes
- Exceptional attention to detail and strong numeracy skills
- Highly organised with the ability to manage multiple workstreams
- Confident communicator, able to engage stakeholders at all levels
- Strong risk awareness with the confidence to challenge and elevate issues
- Able to prioritise effectively and meet internal and external deadlines
- Collaborative team player with a control‑focused mindset
- Discretionary annual bonus
- 25 days annual leave (increasing with service) + Holiday Buy Scheme
- Private Medical Insurance (Bupa)
- Cycle to Work & Green Car Schemes
- Interest‑free season ticket loan
If you’re a credit‑focused professional with a strong eye for detail and an interest in development finance and property lending, we’d love to hear from you.
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