You know payments operations don’t have to mean constant firefighting. As Head of Payments, you’ll take a mission‑critical function that’s been under-resourced and reactive, stabilise it, and then lead the strategic transformation the business has been waiting for. Our client is a fast-growing, FCA‑regulated EMI with global reach; this role exists now because volumes are increasing, the current team is stretched, and they need a calm, technically strong leader to build an automated, scalable payments operation. You’ll join at a pivotal moment, with the mandate to fix what’s fragile today while designing what payments should look like for the next stage of growth.
What You’ll Do
- Take end-to-end ownership of the payments function, ensuring reliable daily execution across Faster Payments, SEPA, ACH, Fedwire and international schemes.
- Lead the transition from manual, high‑touch processing to automated, API‑driven workflows that scale as transaction volumes grow.
- Build, mentor and support a settled, high‑performing team, developing managers and analysts and raising engagement after a period of instability.
- In this Head of Payments role, you’ll balance hands‑on operational leadership with strategic transformation, prioritising improvements while keeping service levels and controls rock solid.
- Partner closely with Product, Technology, Finance, Risk and Compliance to define future payment capabilities and deliver change without disruption.
- Act as senior escalation point for complex, high‑value or time‑critical transactions, using your calm approach to maintain client confidence.
- Shape the future operating model, performance metrics and culture of payments, with direct visibility to the senior leadership tea.
What You’ll Bring
- Experience as a Head of Payments or a Senior Payments Manager in an EMI, bank or payment institution, ready to step up.
- Deep operational knowledge of multiple payment rails, including Faster Payments, SEPA and other domestic and international schemes.
- A strong technical mindset with proven success driving automation, working with APIs and improving systems to reduce manual work.
- Track record of leading and nurturing operational teams through change, creating collaborative, accountable and supportive cultures.
- Comfort operating both strategically and hands‑on, especially in environments where processes, people and structures are still maturing.
- A calm, relationship‑focused leadership style: you listen, build trust and focus on sustainable improvement rather than blame.
What’s On Offer
- The chance to stabilise a mission‑critical function and then lead the automation and transformation agenda with strong executive backing.
- Significant autonomy to design the operating model, build the team and embed modern payment technologies and processes.
- Hybrid working with around three days per week in a central London office.
- Benefits package, details on application.
If you’re a Head of Payments who wants to turn a stretched, reactive operation into a scalable, automated and high‑performing payments function, this is the moment to step in.
Key Information
- Job Title: Head of Payments
- Location: London
- Work Policy: Hybrid (around three days per week in the office)
- Salary: £90,000–£100,000
- Benefits: Benefits package, details on application
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