At ClearScore, we’re on a mission to help people achieve greater financial well‑being. Within our Upstream mission, we focus on shaping and scaling new propositions that unlock meaningful value for our users. A pathway to homeownership is a key milestone in our users’ journey to financial well‑being. We’re expanding our product team to support our global strategy in homeownership and mortgages. As a Principal Product Manager in our Upstream Mortgages team, you will hold responsibility for the viability and roadmap direction of this emerging vertical within the ClearScore ecosystem.
What you will be doing
- Build on existing strategic thinking, identifying clear paths to user, partner and business value and shaping the proposition’s continued evolution.
- Develop and maintain deep expertise in the homeownership and mortgages landscape, building strong external awareness across partners, regulation and industry trends to inform product direction.
- Own the global roadmap for the homeownership and mortgages proposition, defining priorities and sequencing to ensure long‑term viability and coherence in line with overall strategy.
- Lead structured product discovery to validate desirability, viability and feasibility, using qualitative insight, quantitative data and commercial understanding to inform decisions.
- Make clear, balanced trade‑offs between user experience, commercial constraints and technical complexity, ensuring focused and coherent progress.
- Partner closely with Design to deliver a compelling, simple and user‑centred experience within a complex domain.
- Collaborate with Commercial and Data stakeholders to ensure the proposition is grounded in market dynamics, partner realities and measurable outcomes, while retaining clear accountability for product direction.
- Structure ambiguous problem spaces into clear work‑streams, guiding and elevating work across the team — including elevating the quality of thinking and execution across more junior Product colleagues.
- Drive momentum and decision‑making, ensuring stakeholders are meaningfully engaged throughout the innovation lifecycle.
Skills we’d love you to have
- You know what good Product Management looks like and are comfortable owning meaningful proposition‑level problem spaces within an established strategic direction.
- You have demonstrated experience shaping new propositions from first principles, not only optimising existing products.
- You are confident shaping roadmap direction and making clear trade‑offs across competing constraints.
- You are commercially aware and think in terms of value exchange, incentives and long‑term proposition coherence — not just feature delivery.
- You are comfortable operating within a shared leadership model, partnering closely with senior Design while retaining clear accountability for product viability.
- You bring clarity to complex discussions and are able to move from alignment to decision — making well‑reasoned calls even when consensus is incomplete.
- You are intellectually confident and willing to challenge existing thinking constructively where evidence or judgement suggests a better path.
- You combine structured discovery with strong product intuition, balancing rigour with momentum and knowing the fastest routes to validate key hypotheses.
- Experience in mortgages or adjacent regulated financial products is highly desirable, though strong product craft and ClearScore ecosystem understanding may compensate.
Benefits
- 25 paid holidays and a “duvet day” on your birthday
- Hybrid Work Environment
- Private health and dental cover — including mental health support through Bupa
- GP office visits
- Life assurance scheme
- Up to 6% matched pension
- Regular Lunch and Learns with guest speakers
- Dog‑friendly office
- Daily breakfast and free snacks
- Access to discounts via Cobens Extras
- Free sports and social clubs
- Continued investment into learning and development
- Leadership‑led training
- In‑house psychotherapist
- Financial coach to help you plan and achieve your goals
- No clock‑watching culture
- Generous maternity and paternity plans
- Culture and inclusion representatives
- Transparent pay structure and a career growth plan
Hybrid Work Model
- Levels 1‑5: Minimum 2 days per week in‑office
- Level 6 and above: Minimum 3 days per week in‑office
What This Means for You
- Flexibility to manage your work and life
- Dedicated in‑office days for team building and collaborative projects
- Office facilities (with plants!) designed for productive interactions
- Clear expectations and support for maintaining our hybrid schedule
Equal Opportunities
ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs.
Inclusion Policy
We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people. Please see our People Policy Notice.
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