Financial Analyst

PaymentGenes Recruitment is working with a client in the payments and FinTech industry who are looking to hire an experienced Finance Analyst – Treasury & Card Schemes, to support the growth of their card issuing, BIN sponsorship, and embedded finance proposition.

This is a pivotal role within a fast‑scaling business, offering excellent exposure to card schemes, treasury operations, and senior stakeholders across the organisation.

Key Responsibilities

• End‑to‑end ownership of financial operations across card services, including data feeds, fund movements, reconciliation, and settlement
• Daily reconciliation with processors and card schemes, including treasury movements
• Treasury management of scheme funds based on reporting from schemes and processors
• Monitor and validate scheme billing charges, analysing trends and forecasting future costs
• Ensure compliance with regulatory and card scheme reporting obligations
• Partner with Risk and Compliance to identify, manage, and mitigate operational risks
• Work closely with internal teams (Scheme Management, BIN Sponsorship, Operations, Product, Tech) and external partners and suppliers

✅ About You

• Qualified Accountant with minimum 2 years PQE, ideally from FinTech or financial services
• Strong experience reconciling client or safeguarded funds in a regulated environment (banking, payments, lending, asset management)
• Experience with card schemes (Visa, Mastercard, Discover) highly desirable
• Familiarity with reconciliation tools such as Kani Payments or similar is a strong advantage
• Comfortable in a fast‑paced, scaling FinTech environment
• Hands‑on, adaptable, and able to manage changing priorities
• Strong communication and stakeholder management skills

What’s on Offer

• Salary up to £55,000 per annum
• Clear growth path in a rapidly expanding payments business
• Pension and comprehensive health & wellness benefits
• Hybrid working model (3 days in the office)
• Ongoing professional development opportunities
• Collaborative, inclusive culture
• Opportunity to make a meaningful impact on a growing card and embedded finance platform

…