Location: London, Cardiff or Remote. Compensation: starting from £63,800 plus incentive awards tied to performance.
About Our Financial Risk Team
Our Stress Testing team is growing, and we’re looking for a Senior Stress Testing Analyst to help design, lead and deliver Monzo’s stress testing framework.
You’ll work across the full lifecycle of stress testing – from methodology design and scenario development through to running models, interpreting outputs and presenting results to senior stakeholders across Finance, Risk and the wider business.
Alongside delivery, you will help build and improve our processes, governance and analytical toolkit.
What You’ll Be Working On
As a Senior Analyst for Stress Testing, you’ll initially support the development and maintenance of the full lifecycle of our stress testing framework.
Your core responsibilities will include:
- Supporting delivery of all key stress testing activities, including ICAAP, Recovery Planning, Reverse Stress Tests and ad‑hoc exercises.
- Running models, undertaking detailed analysis and interpreting results, ensuring outputs are robust, accurate and insightful.
- Presenting stress testing results and analysis to senior stakeholders, including Finance leadership, the broader Risk leadership group, governance committees and working groups.
- Acting as a key point of contact for cross‑functional teams, ensuring stakeholders understand methodologies, assumptions, outputs and implications for the business.
- Helping design and enhance stress testing methodologies and frameworks, including data processes, scenario translation and model parameterisation.
- Designing and improving stress testing processes, ensuring they are scalable, controlled and repeatable.
- Building strong relationships across FP&A, Treasury, Borrowing, Credit Risk, Data, Product and other teams, facilitating smooth data flows and clear expectations.
- Producing high‑quality written materials that explain complex analysis clearly for diverse and senior audiences — including memos, committee papers and technical documentation.
- Identifying opportunities for process improvement, automation and better controls, supporting the wider Financial Risk team’s development.
- Supporting the development and embedding of tools, models and templates used across stress testing and financial risk.
We’d Love to Hear from You if You…
Have experience working in financial risk, credit risk, prudential regulation, finance, analytics or another analytically focused financial services role.
Have strong analytical and problem‑solving skills and enjoy working with models, scenarios and financial data.
Be confident presenting technical or complex analysis to senior stakeholders, and influencing outcomes with clarity and structure.
Understand financial statements, capital metrics and risk drivers within a bank, or be keen to deepen your expertise in these areas.
Be experienced in navigating cross‑functional environments and building trusted relationships across levels and disciplines.
Can translate complex information into simple, compelling messages for both technical and non‑technical audiences.
Be comfortable working independently, managing shifting priorities and taking ownership for the quality of your work.
Have a data‑driven mindset and enjoy finding smarter, more scalable ways to deliver analysis (SQL or coding experience is a bonus).
What’s In It For You
- Compensation: £63,800 + incentive awards tied to performance.
- Location flexibility: London office with distributed working within the UK; remote workers supported.
- Flexible working hours.
- £1,000 annual learning budget.
- Macbooks provided and support for work‑from‑home set‑up.
Equal Opportunities
We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don’t require full or birth names at application stage.
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